:root{color-scheme:light;--navy:#0b3151;--cyan:#00b4c6}*{box-sizing:border-box}body{margin:0;color:#173348;background:#f8fbfd;font:16px/1.6 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:#056d88}nav{display:flex;gap:20px;flex-wrap:wrap;align-items:center}header{background:white;border-bottom:1px solid #e0e9ef}header .wrap{display:flex;justify-content:space-between;gap:18px;align-items:center;min-height:72px}.logo{display:inline-flex;align-items:center;text-decoration:none;font-size:24px;font-weight:800;color:var(--navy)}.logo strong{color:var(--cyan)}.logo img{height:32px;width:32px;margin-right:8px}header nav a{font-size:14px;font-weight:650;text-decoration:none}main{max-width:1020px;margin:auto;padding:26px 20px 70px}.hero{border-radius:23px;background:linear-gradient(135deg,#0b3151,#106575);color:white;padding:42px 40px;margin:20px 0 26px}.hero h1{font-size:clamp(30px,5vw,46px);line-height:1.12;margin:10px 0}.hero p{max-width:700px;color:#d6e9f0}.pill{display:inline-block;font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:800;color:#8eedf2}.actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:20px}.btn{background:var(--cyan);color:#062638;font-weight:800;padding:12px 19px;text-decoration:none;border-radius:12px;display:inline-flex;justify-content:center}.btn.secondary{background:white;color:#0b3151}.cols{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.card{padding:23px;border-radius:17px;background:#fff;border:1px solid #e0eaf0}.card h2,.card h3{margin:0 0 10px;color:#103b53;font-size:21px}.card p{margin:0;color:#597181}.note{background:#eaf6f8;border-left:4px solid var(--cyan);padding:16px 20px;border-radius:8px}.faq{padding:18px 0;border-bottom:1px solid #dce7ed}.faq h3{margin:0 0 6px}.faq p{margin:0}.foot{border-top:1px solid #e0e9ee;padding:20px;color:#5e7383;text-align:center;font-size:13px}p{overflow-wrap:anywhere}@media(max-width:680px){.cols{grid-template-columns:1fr}.hero{padding:28px 22px}header .wrap{align-items:flex-start;flex-direction:column;padding-block:14px}main{padding:16px 14px 40px}}